Recover the money you
thought was gone.

We don't just send reminders. We specialize in hard-to-collect, 90+ day old debts that most businesses give up on. Upload your written-off invoices and let us do the heavy lifting.

Risk Free: Commission Only
Recovering Capital for 500+ SA SMEs
Your time is valuable

Keep focus on your business,
let us collect your bad debt.

Every hour you spend chasing overdue payments is an hour you're not spending on what you do best — running and growing your business. Hand your aged debt to the specialists and get back to making money.

Focus on revenue
We handle collections
Time is money - don't waste it chasing bad debt

How it works

Four simple steps to turn your bad debt into recovered capital.

1

Hand over your docs

Upload your invoice and business details. We handle the rest — no lengthy onboarding or complicated forms.

Invoice #4521
180 days overdue
AmountR 85,000
DebtorABC Supplies
Uploaded successfully
2

We score your debt

We assess your debt and set a collection fee between 15%-50% based on age and complexity. You only pay when we collect.

Collection Fee Assessment
Debt Age ScoreMedium
Your collection fee
25%
You keep R 63,750
Based on R 85,000 debt
3

We bring in the experts

Your debt is distributed to the best debt collectors in South Africa. Our network of certified specialists knows exactly how to recover what's owed to you.

Debt Distribution
Your Debt
A
Collector A
Specializes in 1+ year old debt
B
Collector B
Specializes in commercial debt
C
Collector C
Specializes in high-value debt
All collectors certified by Council for Debt Collectors SA
4

Sit back & get paid

Relax while we negotiate with your debtors. They repay monthly and the money flows back to you automatically.

While you focus on your business...
Jan
R 12,750
Paid
Feb
R 12,750
Paid
Mar
R 12,750
Paid
Apr
R 12,750
Pending
Total recovered
R 38,250

You only pay when we collect

No upfront fees. No monthly charges. We take a percentage only when money lands in your account. The older the debt, the harder the work — our commission reflects that.

Recovered money

60 – 120 days overdue

Late Payment

15-20%

Debtor is still reachable. We send reminders and make calls to get you paid quickly.

MOST COMMON

120 days – 1 year overdue

Bad Debt

25-30%

Needs serious effort. We track down debtors, send formal demands, and set up payment plans.

1 – 3 years overdue

Written Off

40-50%

You've given up on this money. We find people, negotiate hard, and turn dead debt into cash.

50-85% of something beats 100% of nothing.

Frequently Asked Questions

Everything you need to know about our debt recovery process.